Riversource Variable Annuity – What You Need to Know

Riversource variable annuity is simply an annuity that allows you to make choices about your portfolio. They offer contracts between you and the company to grow your portfolio to something that you can live with during your retirement years. Riversource has financial advisors to help you every step of the way, and even though you are making your own choices they provide advice so that you make educated decisions based on market trends.

Riversource variable annuity enables you to help grow all of your assets and they can give you the confidence to retire in style. It will also help you pass on your legacy to your heirs.

Riversource variable annuity has some of the following features:

· These annuities have growth potential.

· They have numerous income options that are tailored to your specific needs.

· There are also guarantees that you can add to your plan that are optional.

· You can also get a death benefit rider if you want to protect your assets.

· It also has a flexible payout option which can be very important if you need an income stream of a specific amount of money.

· You can choose an income stream for the remainder of your life.

· It is also tax deferred so it helps you accumulate all you can without paying taxes. This allows you to contribute more money to your retirement portfolio.

· You also have a variety of investment options at your fingertips.

· You can also add a fixed rate annuity to your investment portfolio.

When investing there are several ways that Riversource variable annuity advises you:

· The first one is an aggressive portfolio that includes Bonds at twenty percent, US equities at fifty eight point sixty percent, and International stocks at twenty one point forty percent.

· The second is a moderately aggressive portfolio that includes Bonds at thirty five percent, US equities at forty seven point sixty and International stocks at seventeen point forty percent.

· A Moderate portfolio includes International stocks at thirteen point forty percent, Bonds at fifty percent and US equity at thirty six point sixty.

· A Moderately conservative portfolio includes US equities at twenty five point sixty five percent, Bonds at sixty three percent, money market at two percent and International stocks at nine point thirty five percent.

· A Conservative portfolio includes Bonds at seventy four percent, US equities at fifteen point thirty five percent, money market at six percent and International stocks at four point sixty five percent.

Riversource variable annuity offers a financial option for retirement.

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