Symetra Annuities – What You Need to Know
Symetra Annuities offer the following options for your investment opportunities:
· Symetra Annuities has fixed deferred annuities that are an effective way to build your retirement portfolio. This is offered at a minimal risk to the client.
· In the beginning you are offered an interest rate to meet your specific needs. This rate will last for an agreed on period of time. You will subsequently be given a new interest rate but it can never be lower than your initial rate. It has to grow and not decline.
· The growth of your portfolio is not tied to the growth of the market.
· If you so choose, Symetra Annuities offers you a fixed indexed annuity and it has the opportunity of much higher returns without the risks.
· Symetra Annuities also has tax deferred programs and the principal is protected. You have an option to have guaranteed growth. Anytime you have a tax deferred account you can only make money. The more money you save on taxes the more you can invest.
· You can have an income annuity near your retirement or even when you are in your retirement.
· You can turn a part of your life savings into money for your retirement. If you want to make the most out of your life savings into a steady income then you can invest your savings into a portfolio that offers you money for your lifetime.
· You can give a onetime lump payment and it can last you for the rest of your life. This money is not in any way tied to stock market performance. With this option you are guaranteed a projected amount of money for life. This is a great option if you want financial security, and you can project how much money you will need on a monthly basis.
· You can choose a variable deferred annuity, but keep in mind it is related to market performance. You do have the power of choice. This is a plan that is better long term if you want to make the most out of your portfolio. You do have access to your money and it is more flexible. This plan has the most potential for growth. Keep in mind that it also comes with many risks. It can work if you want a specific amount of money for life, but you have to make good decisions to properly build your portfolio.
Symetra Annuities offers many options and has financial advisors to help you through every step of the way.
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